Companies who manufacture, import, or distribute makeup products need to protect themselves from claims and suits that can arise from their products on the market. A claim arising from an allergic reaction could cost a company thousands of dollars in defense expenses and even more in damages awarded. Having the correct insurance coverage can provide defense and payment of damages for a covered claim. Without it, the company may have to pay the expenses themselves.

Veracity Insurance Solutions has successfully placed insurance for over 3,000 clients nationwide in the beauty and cosmetic industries. Our exclusive in-house underwriting program makes Veracity the obvious choice for your beauty product liability insurance needs. With this exclusive program, we can turn quotes and policies around in less than a day.

Veracity has the beauty and cosmetics liability coverages that businesses need to protect their assets. Veracity is your beauty and cosmetic insurance solution.

Target Classes

  • Apparel
  • Baby Skincare Products
  • Beauty Accessories
  • Candles
  • Cosmetics
  • Essential Oils
  • Hair Care Products
  • Jewelry
  • Perfume & Body Fragrances
  • Pre-Made Bases and Materials
  • Skin Care Products
  • Spa Supplies
  • Toiletries
  • Topical Ointments
  • Topical Products for Animals (Shampoos, Ointments, etc.)

Program Highlights

  • 24-48 Hour Quote Turnaround
  • Low Minimum Premiums
  • $1 Million Occurrence/$2 Million Product Liability/$2 Million Aggregate Limits
  • Additional Insured Vendors Endorsements Included
  • Low Deductible Options
  • Worldwide Coverage
  • Limits up to $50 Million
  • Inland Marine Coverage
  • Hired/Non Owned Auto Coverage
  • Employee Benefits Liability
  • Trade Show Coverage
  • Product Withdrawal Coverage
  • Pollution Legal Liability Coverage

Why Beauty and Cosmetics Insurance?

Beauty and Cosmetics Products Insurance

 

In June 2014, a major cosmetics brand settled a lawsuit brought by the Federal Trade Commission that they used misleading statements to advertise the product.

In August 2013, a cosmetics brand that advertised itself as organic was sued for allegedly misleading advertising and labeling on their products. They settled the case for $6.5 million.

In March 2012, two major cosmetic brands were sued for $100 million for allegedly misleading statements about their products.

 

Why Veracity?

Veracity is committed to creating a positive experience for our customers and setting a higher standard on how business should be done. We value customer interaction, response and turnaround times, product knowledge, and compliance.

Our experience with general and product liability insurance, excess & surplus lines, in-house underwriting, and exclusive programs gives you the competitive edge you need.


Contact Info

Call: 866.395.1308

7:00am - 5:00pm MT | Mon - Fri

Email: info@veracityins.com

 

Quick Links

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Product Liability Experts

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