Guided UTV tours are popular and exciting, but in order to be successful, tour operators need a comprehensive liability policy to protect their business. Veracity leads the industry in providing insurance for outdoor activities like UTV, UTV, and Side by Side tours and adventures.

Veracity’s dedicated outdoor recreation and risk management team is here to guide you through the underwriting process and provide the insurance solutions you need. With in-house underwriting authority and access to the nation’s top carriers, Veracity has policies that provide the coverages that UTV tour companies need.

General Liability

  • $1 million/$2 million General Liability Limit
  • Occurrence Form
  • Admitted & Non-Admitted Paper
  • New Ventures Acceptable
  • $25 Million Excess Limits Available
  • Additional Insured Endorsement Available

Property Insurance

  • Building Coverage
  • Business Personal Property
  • Inland Marine Coverage

Accident/Excess Medical

  • Customizable Policy
  • Primary or Excess Coverage
  • Flexible Limits and Deductibles
  • MP - $2,000

Why UTV Tour Insurance?

UTV Adventure & Guide Liability Insurance


The Consumer Products Safety Commission reports that there are 700 UTV related deaths and 135,000 UTV related injuries annually. Although guided tours may be a safer activity, tour operators are not immune to accidents. In our litigious society accidents lead to lawsuits that can drain your reserves and cripple the business. By purchasing a general liability policy you will get defense costs and payments for any bodily injury and/or property damage claims for a covered loss. Contact Veracity to discuss the needs of your tour operating business.


Why Veracity?

Veracity is committed to creating a positive experience for our customers and setting a higher standard on how business should be done. We value customer interaction, response and turnaround times, product knowledge, and compliance.

Our experience with general and product liability insurance, excess & surplus lines, in-house underwriting, and exclusive programs gives you the competitive edge you need.

Contact Info

Call: 866.395.1308

6:00am - 6:00pm MT | Mon - Fri



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Product & General Liability Experts

Exclusive programs with in-house underwriting and binding authority with A rated carriers.