Snowmobile guides can provide an adventurous winter experience to both the novice and experienced outdoor enthusiast. These adventures can come with higher liability exposures to the tour operator leaving the business open to various claims and lawsuits. Bodily injury and property damage claims occurring during the tour could cost thousands of dollars to defend and/or settle.

Veracity Insurance is dedicated to providing guided snowmobile tour operators solutions to protect their business. Our team understands the outdoor industry and strives to make the underwriting process as fast and as effective as possible, with policies tailored to fit the needs of snowmobile guides and tour operators.

Veracity is the insurance solution for snowmobile guides and tour operators.

General Liability

  • $1 million/$2 million General Liability Limit
  • Occurrence Form
  • Admitted & Non-Admitted Paper
  • New Ventures Acceptable
  • $25 Million Excess Limits Available
  • Additional Insured Endorsement Available

Property Insurance

  • Building Coverage
  • Business Personal Property
  • Inland Marine Coverage

Accident/Excess Medical

  • Customizable Policy
  • Primary or Excess Coverage
  • Flexible Limits and Deductibles
  • MP - $2,000

Why Snowmobile Insurance?

Snowmobile Guide & Tour Liability


A 2003 study indicated that snowmobiles cause a higher rate of injuries and fatalities than road traffic. Although guided operations may have additional controls in place to manage risk, they are not immune to accidents. Due to our litigious society, guided tours operators may be held liable for injuries and damages that occurred from your operations. Contact Veracity Insurance to discuss your liability insurance options.


Why Veracity?

Veracity is committed to creating a positive experience for our customers and setting a higher standard on how business should be done. We value customer interaction, response and turnaround times, product knowledge, and compliance.

Our experience with general and product liability insurance, excess & surplus lines, in-house underwriting, and exclusive programs gives you the competitive edge you need.

Contact Info

Call: 866.395.1308

6:00am - 6:00pm MT | Mon - Fri



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Exclusive programs with in-house underwriting and binding authority with A rated carriers.