Ropes and challenge courses are popular with groups and companies to create a team building experience. During the course of any team building event, the rope or challenge course business is exposed to accidents that could cause injuries to participants. Waivers and Assumption of Risk forms may reduce your exposure but it will not eliminate it.
In today's litigious society you will be named for bodily injury and property damage claims that occur during the business operations. Legal fees and damages can be substantial and be devastating to the finances of a business. Having proper Ropes & Challenge Course insurance can help protect the business from covered claims and lawsuits brought against you.
The Ropes and Challenge Course Insurance Program offered through Veracity Insurance is endorsed by the Association for Challenge Course Technology (ACCT). Veracity’s outdoor recreation team has been providing insurance solutions to the ropes and challenge course industry nationwide for over a decade.
The Ropes & Challenge Course Insurance Program not only responds to the needs of the facilitators but to the course builders as well. Our specialized policy forms are unique; they were developed specifically for your industry and are typically broader than other policies on the market.
- Business Personal Property
- Business Income
- General Liability
- Contractors Professional Liability
- Excess/Umbrella - Limits up to $30 Million Available
- Accident Medical
Why Ropes & Challenge Course Insurance?
In 2014, a ropes course based in Orlando was sued by the family of a man who fell while in a ropes course and later died. Several entities are being sued as part of the case, including the company that owns the ropes course and the manufacturers of the equipment used in the course. The lawsuit is still ongoing.