Fail Safe Filing Process
Our online portal breaks down each step of the filing process so you know exactly what you need for each state—and when you'll need it—whether we're filing under your license or, where allowed, providing a courtesy filing.
Automatic Tax Calculations
Stop feeling overwhelmed by each state's surplus lines tax rates. Just plug the information for each transaction into our calculator, and we'll let you know how much you owe the state and provide the documents you'll need to successfully file.
Compliance & Error Management
Our system reviews your documents and transactions for potential compliance errors. If mistakes are discovered, they will be flagged digitally so you can be notified in real-time, enabling you to fix them immediately and avoid fines for delayed filings.
Download & Upload Filing Documents
Instead of sending required filing documents through snail mail, our system lets you instantaneously download and upload the documents you need, drastically speeding up and simplifying the entire filing process.
Instructions for State Stamps
Each state has different requirements for state stamps, including exact wording, guidelines for where they must be included on the policy, and more. InsCipher makes it easy by providing specific instructions and easy-to-use templates.
Anytime Access to Your Information
We've compiled all of the information you need for surplus lines tax filings in one place, giving you 24/7 access to all of the required documents, rules, fee restrictions, contact information, tax rates, and more for each state.